Being involved in a motorcycle crash in Michigan is a traumatic experience. If you have recently been injured in a wreck, you may have sustained significant physical and financial damages that are altering your life.
Motorcycle crash victims have several factors to consider if they want to seek compensation in the wake of an injurious crash in Michigan. The state’s complex insurance laws make this a difficult situation to handle while you should be focused on healing.
Understand Michigan’s no-fault insurance rules
In Michigan, motorcycles aren’t covered under the state’s no-fault insurance system the same way cars are. All motorcyclists must carry separate insurance policies. When a motorcyclist is involved in a crash with another motorist, the other motorist’s insurance will likely handle the claim.
Document everything thoroughly
When you’re involved in a crash, it’s critical to document evidence if you can do so safely. This includes pictures of the scene, your injuries and any damages. Witness statements and police reports are also important in these cases.
The medical records from care you receive are also crucial because they tie the crash to your injuries. These records can also be the basis that assists your legal representative with determining your claim for compensation.
Consider all potential damages
When calculating the value of your claim, it’s important to consider all potential damages, not just immediate medical expenses. These can include long-term rehabilitation costs, lost wages and pain and suffering. Michigan law allows for compensation beyond just economic losses. This means your claim can account for non-economic damages like emotional distress and the impact of your harm on your quality of life.
Dealing with insurance companies
Insurance companies want to settle claims as cheaply and quickly as they can. They’ll send an insurance adjuster to try to determine the value of your claim, but they work for the insurance company. Remember, anything you say to an insurance adjuster can be used against you, so having them speak to your legal representative can help to protect your rights.
Motorcycle crash claims are often complex, so it’s critical to work with a legal representative who’s familiar with these cases. The professionals at Holmes & Wiseley, P.C. understand the laws that apply to these situations in Michigan, so we can work with you toward the settlement you deserve.
